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Income stability and timing

This report compares monthly income amounts and payment dates by source. Use it to separate regular salary from occasional or variable payments before creating an income schedule.

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Income amount and reliability

The same average can come from a steady salary or a few large payments. The report shows each monthly amount and its distance from the average.

Amount and timing variability together

Even a stable amount can arrive on different dates and leave a temporary shortage before bills are due. Amount and date should be checked together.

Income sources in months with large changes

Salary, freelance work, and dividends need the correct categories or sources. Refunds and transfers between your own wallets should not increase measured income.

Planning amount for variable income

For a variable-income schedule, use a conservative amount typical of most months instead of the highest payment in the entire history.