All accounts. Any currency. One app.
For people who get paid in one currency, pay rent in another, and buy coffee in a third.
Built for multi-currency life.
EN · RU · DE · ES · KA · TR
Now9
Multi-currency accounts
Every account in its own currency. Switch between GEL, EUR, USD — or see everything at once.
Account groups
Group by bank, country, or purpose. One view of your full financial picture.
Net worth in one number
All accounts converted to your base currency, updated as exchange rates change.
Live exchange rates
Daily rates from ECB and NBG. Rate history included — no manual input, no guessing.
Transaction tracking
Expenses, income, transfers. Bulk edit, filters, full-text search — the way it should work.
Categories
Custom categories and subcategories. Rename them retroactively — history updates too.
Spending plan
Set monthly limits per category. See where you stand before you overspend.
Subscriptions & recurring
Netflix, rent, salary — tracked automatically. No more surprise charges or missed income.
Spending reports
By period, category, or account. Treemaps, heatmaps, net worth history — data you can act on.
Coming
Cash flow forecast
Know your balance in 30 days before it happens — based on your recurring flows and spending patterns.
Savings calculator
Model deposit or investment growth with compound interest. Compare rates, terms, and reinvestment strategies.
Smart categorization
Auto-assign by merchant name. Learns from your corrections — gets better the more you use it.
Telegram bot
Log expenses in seconds from chat. Forward a bank SMS — Tetri parses and creates the transaction.
Tax estimation
Progressive tax brackets, custom rates, freelance income breakdown. Know what you owe before you file.
Rules engine
Auto-categorize, split, or tag transactions by any condition. Set it once, forget about it.
What every finance app gets wrong.
Pick a pain
Built for real financial lives.
Early access — the interface is actively evolving with each release.
Budgets

Founding members
First 100 usersget lifetime Pro — free.
Servers in Germany. Data encrypted. No ads.
Most finance apps monetize your data. We don't.
Read our Privacy Policy →Pricing that makes sense.
Free is real. No trial, no expiry, no hidden limits on core tracking.
Frequently asked questions.
Get early access.
Free during beta. No credit card required.
Personal project · No investors · Beta
Join the waitlistFirst 100 get lifetime Pro — free