What Planning calculates
Tetri calculates cash flow by date. It starts with current balances and adds expected income, expenses, transfers and goal contributions.
Example. Rent is paid on the 1st, a card payment is due on the 18th and salary arrives on the 25th. The month can end with money left and still go below zero on the 18th. Planning shows that date.
What is included
- Budgets describe variable spending during a period.
- Recurring rules add repeated movements on their dates.
- Goals add planned contributions and show saved balances.
How to read the forecast
- Check the starting balance.
- Find the lowest balance and its date.
- Open the payments around that date.
- Check the ending balance.
Scenarios
A scenario can contain a large purchase, another budget or a changed payment. It stays separate from the current plan until it is applied. Use scenarios to compare options before changing real records.
How the result is calculated
The forecast uses balances, dates, amounts and rules. It does not use AI to guess future spending. If the result changes, the transactions and planning records behind the change can be checked.