Budget name
The name should describe the spending covered by the limit, such as "Groceries" or "Entertainment." The icon and color only help identify the budget in the list.
Budget amount and currency
The limit is the maximum amount to spend during the selected period. Transactions in other currencies are converted into the budget currency using the rate for their date.
Expense categories
Only transactions in the selected categories count toward the budget. Put several categories in one budget only when they share one spending limit.
Recurring expenses in the budget
When recurring payments are included, matching scheduled expenses count inside this limit and are not added to the plan again. Turn this off for a budget that covers only flexible day-to-day spending.
Budget period
A budget period can be a week, month, year, or custom date range. A custom range works for a trip or project with known start and end dates.
Budget pacing
Pacing shows how much of the limit should remain on the current date. Even pacing works for day-to-day spending, while fixed bills can be tracked on their scheduled dates.
Rollover of unused amount or overspending
Reset starts every period with the full limit. Accumulate adds unused money to the next period. Deficit-only reduces the next limit by the amount overspent.
Before saving
Before saving, check the limit, currency, categories, period, recurring-payment setting, and rollover rule. You can edit them later if the spending plan changes.