A savings goal in Tetri is a target amount, a deadline and a wallet that holds the money you've set aside: you can save for a vacation, a purchase or a reserve by the date you need. The goal page shows the saved amount, how much is left and the estimated month.
Why create a savings goal
A goal lets you check with numbers whether a monthly contribution is enough for a vacation or a reserve by the date you need. A target amount and a currency are required. You can add the deadline, the wallet with the saved amount and the monthly contribution later.
By August 1, 2027 into Savings, €200 a month.
How to find the estimated month of a goal
The saved amount equals the balance of the goal wallet. Without a wallet, it is 0.
To find the estimated month, divide the remaining amount by the monthly contribution and round up to whole months. Count that many months from now. Example: €2,700 remaining at €200 a month gives 13.5, rounded up to 14 months.
When no monthly contribution is set, the estimated month uses the average net inflow into the goal wallet over three months: money in minus money out of that wallet. This works only with a goal wallet, at least 30 days of data and a positive inflow. Otherwise there is no estimated month.
Remaining€3,300 minus €600 saved2,700€
Monthly contributionset in the goal200€
Estimated month14 months from November 2026January 2028
How to create a savings goal
In Planning, open the Goals page, click New goal, enter a name and a target amount, then choose a currency. The deadline, the goal wallet and Monthly contribution are optional, and you can add them later.
How to save automatically every month
In the goal form, turn on Record contribution automatically, then set the amount, a day of the month from 1 to 31 and the source wallet. The goal wallet is required too, and both wallets must have the transfer currency.
Tetri records a transfer from the source wallet to the goal wallet on the chosen day. In a month without that day, such as the 31st in April, it records the transfer on April 30.
If the source wallet holds less than the contribution, the goal page says "Contribution not recorded" and names the wallet that ran short. The contribution for the next month is recorded on the usual day. If the automatic transfer uses a different currency than the goal, the goal page says "The forecast is unavailable".
Record €300 automatically on day 5
Record contribution: €300
«Main» balance: €1,100. Estimated date: August 2027.
How to add to a goal by hand or take from it
The goal page has a One-off contribution action: any amount from any wallet. In a quick transaction, choose Add to goal or Withdraw from goal. The saved amount equals the goal wallet balance, so a contribution or a withdrawal changes it by the transaction amount. A goal without a wallet shows "No wallet linked" in a quick transaction, with a Link a wallet action.
Vacationtoday · top-up+300€
Add to goal
Withdraw from goal
How to reach a goal by its deadline
When the estimated month is after the deadline month, the goal card says "After the deadline". For example, with a deadline of August 1, 2027 and €200 a month, the estimated month is January 2028. The goal page lists options with a new estimated date: a larger contribution, a new deadline, automatic recording or a goal wallet. To apply an option, click the button next to it.
New contribution: €300 a month
Estimated date: August 2027, 5 months earlier
New deadline: January 1, 2028
Contribution stays at €200 a month
What you can change in a goal
Look of a goal
A goal can carry an image as JPEG, PNG or WebP up to 10 MB; without it, the icon and color stay. The icon and color define the look and do not change the calculation.
Target amount
The target amount is set in the goal currency. Enter a new amount in the Edit goal form or with the Raise the target amount to … action.
Deadline
A goal without a deadline still has an estimated month, and the "After the deadline" label is not shown.
Monthly contribution
This amount, the monthly contribution, is used for the estimated month and the forecast. It creates no transaction and does not change the saved amount.
Goal wallet
You can link a goal wallet later with the Link a wallet action; until then, the saved amount is 0.
Statuses
The filter above the goal list shows Active, Achieved or Closed goals.
Who can change a goal
Only the goal author and the owner can change a goal. Other members see "View only. … created this goal."
Changing the amount, deadline or wallet
Such a change creates no transactions. Record a contribution and a withdrawal as separate transactions.
How to close a goal or mark it as reached
When the saved amount reaches the target, the goal page has Record the purchase, Raise the target amount to … and Mark as reached. After Record the purchase, the saved amount is lower and the goal is closed, while Mark as reached only changes the status to Achieved. You can close a goal you no longer need with Close goal, and Delete goal removes it for good. A reached goal remains in history together with its transactions and wallet.
Frequently asked questions
Divide the remaining amount by the months until the deadline: €2,700 over 9 months is €300 a month. If the contribution is too small, the goal card says "After the deadline".
Yes. Automatic recording is optional: record a contribution with One-off contribution or with a quick transaction, Add to goal.
The saved amount equals the goal wallet balance, and it is 0 without a wallet. On the goal page, choose Link a wallet.
That month's contribution is not recorded. The goal page says "Contribution not recorded" and names the wallet that ran short. The next month's contribution is recorded on the usual day.
On the goal page, turn off the Automatic recording switch; turn it back on in the same place. Delete schedule stops automatic recording for good.
Create a goal with the reserve amount, for example "Six-month emergency fund", and link a separate wallet to it. A reserve with no fixed date can have an empty deadline.
Set up your finances in TetriSet up your finances in TetriStart with a wallet, one transaction, and a budget. You can add recurring payments and a savings goal later.Accounts, cash, debt, and transaction historyAccounts, cash, debt, and transaction historyCreate wallets, record income and expenses, transfer money, organize transactions with categories, and review transaction history. Combined balances and reports use converted values without changing the original amounts or currencies.How to forecast cash flow: scenariosHow to forecast cash flow: scenariosHow to read the cash flow forecast in Tetri, find a month with a shortage and test a purchase with a what-if scenario before applying it.