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See your net worth for the months ahead and test a what-if scenario

In Tetri, income, recurring transactions, budget limits and goal contributions sit on one chart. You see the lowest forecast balance in advance and can test a big purchase without changing the main plan.

Compare plansOpen the plan

Each cell of the canvas shows the money for the coming months, counting recurring transactions, budgets and goals. Tap a cell to see what it is made of.

Sources of the plan

You do not fill in the forecast separately: it holds income sources, recurring transactions, budget limits and goal contributions. You can open the full list with the "Everything on the chart" button.

The wedge shows the possible deviation

Left of the "today" mark you see transactions you recorded, and right of it the plan. The width of the wedge comes from changes in income and spending over the last 12 months, and it is wider in later months.

A draft does not change the real amounts

In "What if" mode, you can select future months and change an income, a budget, a payment or a goal. The table shows "Balance at forecast end" and "Compared with the base plan".

Apply a scenario to the main plan after checking

The question "What should be done with these changes?" has three answers: "Save as a new scenario", "Apply to the base plan" or "Discard changes". The check panel lists each change on its own line: "Add", "Change", "Remove", "Set amount".

Put a big purchase into one decision

You can add payments and categories with the "Add to a decision" button, for example for a renovation. A decision shows the monthly amount, the recorded part and the planned part.

What the chart is made of

  • Income and spending

    Income appears above the net worth line and spending below it. In the overall view, cells form quarters; zoomed in, they show months.

  • Color

    A budget, a recurring transaction or a goal has its own color. Spending outside budgets appears as outlined cells without a fill.

  • Creating on the chart

    After "Create", pick the type: budget, recurring transaction, goal, one-off payment or decision, then mark a date or a period on the chart.

  • Display currency

    The overall total is in one display currency. The original amounts of transactions stay in their own currency.

  • Navigation

    The mini-map in the navigation panel shows the two years and the window on screen. You can change the zoom with the mouse wheel and the + and − keys, move the chart with the arrow keys and clear the selection with Esc.

  • Revert

    Applying a scenario creates a revert scenario. You can apply the base plan again with the "Apply the base plan" item.

Questions about budget planning

Related sections

See the plan for the coming months

Add income and recurring transactions and open the chart.

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