Personal and household budgets
Set aside money for groceries, rent or a trip, then compare purchases with your limits. Tetri shows what remains in each budget, how much is available per day and the expected total at your current spending pace.
A monthly spending plan
You might budget €600 for groceries and €250 for eating out. Purchases in those categories reduce the relevant balance. A budget can include several categories, such as groceries and household supplies.
You can also check the expected total at your current pace. If most of the allowance is spent halfway through the month, review the purchases before deciding whether to change the limit.
Your budget for the days ahead
Spending €368 from a €600 grocery budget leaves €232. Tetri divides the remaining amount across the days left in the period. The daily allowance changes after each purchase.
The pace estimate is useful for regular shopping, but it cannot explain why you spent more on a particular day. You can check a bulk purchase in the budget history and take it into account when planning the next shop.
Budgets for different expenses
A budget does not have to follow the calendar month. Use the dates of a renovation, a year for insurance or a week for everyday shopping. Each budget has its own amount, period and rollover setting.
Shared household spending
In a shared workspace, grocery purchases count toward the same budget regardless of who paid. Keep a separate limit for children’s expenses or home repairs. Everyone in the workspace can check the remaining amount.
Spending abroad
You can set a trip budget in euros and pay in Georgian lari. The budget uses the exchange rate for each transaction date; the original amount and currency remain in your history.
One limit for a whole trip
Include flights, hotels and restaurants in a holiday budget. You can check what remains for the trip while still reviewing each spending category separately in reports.
Rent within your housing budget
Include recurring rent alongside other housing expenses. When recurring transactions are included in the budget, the financial plan counts that amount once.
From a week to a year
Use a weekly allowance for lunches or an annual budget for car maintenance. For a temporary expense, choose your own start and end dates.
Everyday shopping and fixed bills
Daily pace compares grocery spending with the elapsed part of the month. For rent, use Fixed bill. Paying the full amount on the first day of the month does not mean you have exceeded the budget.
Unspent money next month
If €80 remains from a €600 budget, Accumulate makes €680 available next month. No rollover keeps the limit at €600. With Overspend only, spending €50 over budget reduces the next limit to €550, but an unspent balance does not increase it.
Budgets in your financial plan
Grocery and restaurant limits are part of your future expenses. In the financial plan, compare them with income, rent and goal contributions to estimate what will remain after your planned spending.
To choose an initial limit, review several months of actual spending in reports. The Free plan includes 3 active budgets.
Budget questions
No. Choose the categories, limit and period for your budget. Transactions in those categories count toward spending, including purchases from imported statements.
Choose Accumulate. For example, €80 left from a €600 budget makes €680 available in the next month.
Yes. Fixed bill is for an expense paid in one amount. It does not use the daily pace comparison intended for everyday shopping.
Yes. Alongside weekly, monthly and annual periods, you can choose custom dates and include every spending category for the trip.