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Tetri and YNAB

In YNAB, every dollar of income is assigned to a category before it's spent. In Tetri, a transaction stays in its original currency, and the forecast can run for up to 24 months. The differences and the history move are below.

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YNAB terms checked on November 6, 2026 against official pages: ynab.com/pricing, the help page on currencies, the help page on bank connections. Terms may change.

Upload a statement without logging in to your bank

No bank login or password is needed to import into Tetri. You can delete or export the uploaded data at any time.

In YNAB, banks can be connected through the providers MX and Plaid. According to the service's help, YNAB does not receive the bank login and password. The connection is available for some banks and regions.

Differences from YNAB

  • Use several currencies in one wallet

    A transaction stays in its own currency, and the total is in the base currency.

  • Tax builder

    Tax rules can be configured: profiles, tax for a period, obligations and a due date calendar.

  • What-if scenarios

    A scenario draft can be compared with the main scenario, applied or rolled back.

  • Assistant

    You can set up budgets, taxes and payments in a conversation with the assistant and go through a report there too. Every change needs confirmation.

  • Start on the Free plan

    The free plan has no time limit, so no trial is needed.

What YNAB has and what Tetri has

Comparison of YNAB and Tetri
FeatureYNABTetri
Price$14.99/month or $109/yearynab.comFree: no charge; Pro: $6/month or $50/year; Plus is coming soon
Trial period34 daysynab.com14 days of Pro, no card needed
Bank connectionYes, in supported regionsA statement file is enough for import. No bank login or password is needed
CurrenciesNo. For different currencies, the help pages advise separate budgetssupport.ynab.comA transaction stays in its own currency, the total is in the base currency
Two-year forecast?Income, recurring transactions, budgets and goals for up to 24 months in Plus and Pro
Scenarios?Scenario draft with apply and rollback in Pro
Taxes?Tax builder and due date calendar in Pro
Assistant?Help with setting up budgets, taxes and payments, and a walkthrough of a report in Pro
Automation rules?Rules with a run log in Pro
Developer interface?API and MCP in Pro
Shared accessOne subscription for six peopleInvited members in Plus and Pro
Currency lot result?Report in Pro

Checked

Sources:ynab.comsupport.ynab.com

Move your history from YNAB

  1. Export the file

    Export the YNAB transaction register to a CSV, TSV or ZIP file.

  2. Upload to Tetri

    There's no need to pick the source app. Set the plan currency and match the accounts.

  3. Check and save

    Before saving, you see a list: new transactions, duplicates and rows to clarify. You can cancel the upload.

Questions about moving

Read next

Upload a file from YNAB

The list of transactions is visible before saving.

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