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Tetri and Monarch

Monarch has budgets, goals and a household forecast. Amounts there are only in US or Canadian dollars, and connecting banks needs data providers. In Tetri, a statement can be uploaded as a file, and each transaction stays in its own currency.

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Monarch terms checked on November 6, 2026 against official pages: monarch.com/pricing, the comparison page with YNAB, the help page on currencies, the help page on data providers. Terms may change.

Upload a statement without logging in to your bank

No bank login or password is needed to import into Tetri. You can delete or export the uploaded data at any time.

In Monarch, banks can be connected through the providers Plaid, Mastercard Data Connect and MX. According to the service's help, Monarch has no direct access to accounts, and the bank connection sometimes needs to be confirmed again.

Differences from Monarch

  • Use several currencies in one wallet

    A transaction stays in its own currency, and the total is in the base currency.

  • Tax builder

    Tax rules can be configured: profiles, tax for a period, obligations and a due date calendar.

  • Result by currency lot

    The report shows the result of each currency exchange.

  • Start on the Free plan

    The free plan has no time limit, so no trial is needed.

What Monarch has and what Tetri has

Comparison of Monarch and Tetri
FeatureMonarchTetri
PriceCore: $14.99/month or $99.99/year; Plus: $199/yearmonarch.comFree: no charge; Pro: $6/month or $50/year; Plus is coming soon
Trial period7 daysmonarch.com14 days of Pro, no card needed
Bank connectionYesA statement file is enough for import. No bank login or password is needed
CurrenciesNo. Only US or Canadian dollars, with no conversionhelp.monarch.comA transaction stays in its own currency, the total is in the base currency
Two-year forecastForecast in PlusIncome, recurring transactions, budgets and goals for up to 24 months in Plus and Pro
ScenariosLife-event modeling in PlusScenario draft with apply and rollback in Pro
Taxes?Tax builder and due date calendar in Pro
AssistantYesHelp with setting up budgets, taxes and payments, and a walkthrough of a report in Pro
Automation rules?Rules with a run log in Pro
Developer interface?API and MCP in Pro
Shared accessNo limit on the number of membersInvited members in Plus and Pro
Currency lot result?Report in Pro

Checked

Sources:monarch.commonarch.comhelp.monarch.com

Move your history from Monarch

  1. Export the file

    Export Monarch transactions to CSV.

  2. Upload to Tetri

    The file has no currency, so you need to confirm the currency of each account.

  3. Check and save

    Before saving, you see a list: new transactions, duplicates and rows to clarify. You can cancel the upload.

Questions about moving

Read next

Upload a file from Monarch

The list of transactions is visible before saving.

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