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Tetri and Lunch Money

Both services have several currencies, rules, shared access and an API. In Tetri, import needs no bank login or password. Tetri also has a tax builder, forecast scenarios and an assistant.

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Lunch Money terms checked on November 6, 2026 against official pages: lunchmoney.app/pricing, the help page on currencies, the help page on automatic import. Terms may change.

Upload a statement without logging in to your bank

No bank login or password is needed to import into Tetri. You can delete or export the uploaded data at any time.

Automatic sync in Lunch Money works through Plaid. It is available for some banks in the US, Canada, France, the Netherlands, Spain, Ireland and Germany.

Differences from Lunch Money

  • Tax builder

    Tax rules can be configured: profiles, tax for a period, obligations and a due date calendar.

  • What-if scenarios

    A scenario draft can be compared with the main scenario, applied or rolled back.

  • See your net worth months ahead

    The forecast shows income, recurring transactions, budgets and goals for up to 24 months.

  • Assistant

    You can set up budgets, taxes and payments in a conversation with the assistant and go through a report there too. Every change needs confirmation.

  • Start on the Free plan

    The free plan has no time limit, so no trial is needed.

What Lunch Money has and what Tetri has

Comparison of Lunch Money and Tetri
FeatureLunch MoneyTetri
Price$10/month, or a yearly subscription at a price the user picks, $100 by defaultlunchmoney.appFree: no charge; Pro: $6/month or $50/year; Plus is coming soon
Trial period30 dayslunchmoney.app14 days of Pro, no card needed
Bank connectionYes, in supported countriesA statement file is enough for import. No bank login or password is needed
CurrenciesYes: rates by date, a base currency for totalsA transaction stays in its own currency, the total is in the base currency
Two-year forecast?Income, recurring transactions, budgets and goals for up to 24 months in Plus and Pro
Scenarios?Scenario draft with apply and rollback in Pro
Taxes?Tax builder and due date calendar in Pro
Assistant?Help with setting up budgets, taxes and payments, and a walkthrough of a report in Pro
Automation rulesYesRules with a run log in Pro
Developer interfacePublic API, in open betaAPI and MCP in Pro
Shared accessYesInvited members in Plus and Pro
Currency lot result?Report in Pro

Checked

Sources:lunchmoney.appsupport.lunchmoney.applunchmoney.appgithub.com

Move your history from Lunch Money

  1. Export the file

    Export Lunch Money transactions to CSV.

  2. Upload to Tetri

    There's no need to pick the source app, and the list of rows is visible before saving.

  3. Check and save

    Before saving, you see a list: new transactions, duplicates and rows to clarify. You can cancel the upload.

Questions about moving

Read next

Upload a file from Lunch Money

The list of transactions is visible before saving.

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